Student loans are difficult to discharge in bankruptcy, but relief may be possible to borrowers who can prove that repayment would cause them undue hardship.

What is the legal basis for sending a civil demand letter to a person who is caught shoplifting, and what happens after you get a letter.

Why you should say "no" when asked to cosign for a loan or lease, and how to protect yourself if you cosign for a loan or lease.

How marital debt can become a problem if not paid off or properly handled in a divorce judgment, and sometimes even with the best effort to prevent future problems.

Is the recipient of a check prevented from collecting additional funds after accepting and depositing a check that is marked as payment in full.

How the five C's of credit -- character, collateral, capacity, capital and conditions -- can help you avoid risk when extending credit.

If you are trying to collect a debt or get payment on a delinquent account, professionals may be of assistance.

With U.S. paper money imprinted with the declaration, "this note is legal tender for all debts, public and private", when can a business or government office refuse to accept cash payments.

Avoiding problems when allocating responsibility for credit card debt in a divorce judgment.

How to find and work with a reliable debt management service.

How to figure out if you would benefit from debt consolidation, and finding a good loan.

Practical tips for getting out of debt while avoiding bankruptcy, and where to get help with your debts and budgeting needs.

Tips for finding and working with a credit counseling service, and how to avoid unethical credit counselors who may create more problems than they solve.